Construction & Lot Loans - Forte Bank
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Construction & Lot Loans

Dream it. Build it.

If you’re not finding the perfect home, build it. Forte Bank offers lot and construction loans with competitive rates and low down payments. Our process is seamless, and our experienced lenders will be with you every step of the way.

Lot Loans

If you’ve found the perfect piece of land for your future home, but you’re just not ready to build yet, then a lot loan is the right product for you. Secure your land before it’s gone with a lot loan.

  • Lot loans require only 20% down
  • 1- and 3-year balloon loans with a 20-year amortization
Our lenders have a tremendous amount of experience with construction and lot loans and will be with you every step of the way!

Get started today by talking with one of our lenders or checking out our competitive rates!


Construction Loans

If you’ve already found your lot, finalized your house plans, and are working with a builder, then a construction loan is best for you. A construction loan can help you build a home on a lot you already own, or can be used to purchase the lot and cover the construction costs of your new home.

  • Our construction loans require as little as 10% down
  • Make interest-only payments during construction and then convert the loan into a conventional mortgage with regular monthly payments when your home is complete
  • We make local decisions and service the life of most loans

Building a home means managing a lot of moving parts. Take a look at our FAQ to learn more about how the process works, including what documents you need to apply for a loan.

Get in touch with one of our experienced lenders for more info or a free preapproval.


Review our construction loan checklist

Check out our current rates

Contact a lender to learn more